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            A TBTL Exclusive Report   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏   ͏
        
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      <p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">I know you’ve heard about <a href="https://www.latimes.com/california/story/2026-04-18/they-donned-bear-costume-meat-claws-to-bust-into-luxury-cars-now-they-have-to-serve-jail-time" rel="nofollow" style="color:#3c83ec !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">the fraudsters</span></a> who dressed up in bear costumes and destroyed their own cars to collect insurance money. But you haven’t heard the whole story. Until now.&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Hello, by the way, this is Andrew from the TBTL podcast. I hope this email finds you well.</p>
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      <p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">As Luke and I discussed on <a href="https://www.tbtl.net/episodes/4711?ss_source=sscampaigns&amp;ss_campaign_id=69eb9d320832170c30ca301d&amp;ss_email_id=69eba07b2bcf8a207af328af&amp;ss_campaign_name=Bearing+A+Grudge&amp;ss_campaign_sent_date=2026-04-24T16%3A55%3A38Z" rel="nofollow" style="color:#3c83ec !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">Wednesday’s podcast</span></a>, three people in Southern California filed claims with three different insurance companies over three damaged luxury cars that they claimed were ruined when an aggressive bear got inside. To sell the story, they actually dressed up as the bear in question and filmed themselves doing the deed. Two of the insurers bought their story, but the third one was suspicious. Now they will stand trial for the scheme.&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">There’s been plenty of good reporting on this story, with reputable news sources interviewing law enforcement officers, insurance investigators, and wildlife experts. However, we at TBTL realized that -- to our knowledge -- nobody had reached out to the actual brown bear community to find out how they are feeling.&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">So I hopped on a plane and flew down to Southern California to see what I could find out. I was able to interview one local bear, and our conversation is below. It’s been edited slightly for length and clarity.&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>TBTL:</strong> Can you tell us your name and where you’re from?&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>Bear: </strong>Yeah, I’m Danny Brown, and I live right here in Lake Arrowhead. Lived here all my life, in fact.&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>TBTL: </strong>What was your immediate reaction when you heard about this fake insurance scheme?&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>Bear:</strong> I’ll be honest with you, I didn’t even know about it until you told me. You say they dressed up like bears and then destroyed their own cars? For insurance money?&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>TBTL:</strong> Yeah, that’s pretty much the long and short of it.</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>Bear:</strong> Damn. That does piss me off a little. Ooops, I’m sorry. I didn’t mean to swear. Are we live?&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>TBTL: </strong>No, this is a newsletter. Why does the story make you angry?</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>Bear: </strong>Well, wouldn’t it tick you off a little? We bears already have a pretty bad reputation, you know, what with the exaggerated stories of maulings and honey stealing and whatnot. And now they’re blaming us for shit we -- sorry -- for stuff we didn’t even do?&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>TBTL: </strong>I noticed you said --</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>Bear: </strong>Wait, hold on a sec. They’re not just <em>blaming </em>us for something we didn’t do. They went <em>out of their way </em>to commit this crime and purposely make it look like a bear did it? How could I not be angry about that? Come on.&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>TBTL:</strong> I noticed you said humans “exaggerate” stories of bear attacks and other encounters. Do you feel, generally speaking, that bears have an unfairly negative reputation?&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>Bear:</strong> Do I feel like… Are you kidding me right now? Do you <em>not</em> think bears have a bad reputation?&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>TBTL:</strong> I’ll be honest, I’ve been pretty afraid of bears my entire life. But you’re the first bear I’ve ever actually met. So I see your point.&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>Bear: </strong>Exactly. And am I scary to you? Are you scared right now?&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>TBTL: </strong>Well…</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>Bear:</strong> WELL?&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>TBTL: </strong>Well, yeah, I guess a little. But I think that proves your point. You haven’t given me any reason to be scared of you.&nbsp; But I’m a little nervous. Yeah.&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>Bear:</strong> See? This is what I mean. You’re scared of what, exactly? That I’m going to <em>maul </em>you?&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>TBTL:</strong> No, not necessarily.&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>Bear:</strong> What, then?&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>TBTL:</strong> I guess I’m a little nervous that you’re going to steal my honey.&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>Bear:</strong> Wait, you have honey?</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">Unfortunately, dear reader, that’s where our conversation abruptly ended. Because at that point in the interview, Mr. Brown mauled me pretty badly and stole my honey. It was some of my best honey, too. And I’m in a lot of physical pain right now.&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">But that should not negate his overall point: It’s true that bears have a pretty bad reputation amongst humans -- earned or otherwise -- and it’s not exactly fair for humans to make up more egregious behavior to blame on bears. Honestly, I’d be pretty steamed, too, and so would you.&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">So, if you need me, I’ll be at the UW physical therapy clinic at Northgate the next few weeks. It’s usually an outpatient program, but they’re making an exception for me. Meanwhile, I hope you all have a wonderful, drama-free weekend. Hang onto your honey, and Luke and I will talk to you Monday!&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;">-- Andrew</p>
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      <p style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;text-align:center;" class=""><em>Lucy’s first shopping experience on Wednesday was at Lowe’s Home Improvement -- the one on Aurora Avenue North, right behind the Krispy Kreme. She had a great time, and I finally got that medium-sized carabiner I’ve been wanting.</em></p>
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      <p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><a href="https://www.tbtl.net/episodes/4709?ss_source=sscampaigns&amp;ss_campaign_id=69eb9d320832170c30ca301d&amp;ss_email_id=69eba07b2bcf8a207af328af&amp;ss_campaign_name=Bearing+A+Grudge&amp;ss_campaign_sent_date=2026-04-24T16%3A55%3A38Z" rel="nofollow" style="color:#3c83ec !important;"><strong><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">#4709 411 Is A Joke</span></strong></a><strong><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;"><br></span></strong><em>Monday, April 20<br></em>Andrew got into a big fight this weekend…with his car. Meanwhile, Luke’s attempts to meet his new neighbors are thwarted by impatient Jeep drivers. The <em>Seattle Times </em>FINALLY investigates the curbside garbage scam that Andrew has been telling everyone about for years. And the TBTL Merch Store has a new offering!&nbsp;&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><a href="https://www.tbtl.net/episodes/4710?ss_source=sscampaigns&amp;ss_campaign_id=69eb9d320832170c30ca301d&amp;ss_email_id=69eba07b2bcf8a207af328af&amp;ss_campaign_name=Bearing+A+Grudge&amp;ss_campaign_sent_date=2026-04-24T16%3A55%3A38Z" rel="nofollow" style="color:#3c83ec !important;"><strong><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">#4710 Roku Ruesday</span></strong></a><strong><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;"><br></span></strong><em>Tuesday, April 21<br></em>Andrew goes too far in trying to help Luke with his Roku settings. Plus, Luke finds himself down a rabbit hole of music and artificial intelligence after a parachute stunt goes awry at a Virginia Tech football game.&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><a href="https://www.tbtl.net/episodes/4711?ss_source=sscampaigns&amp;ss_campaign_id=69eb9d320832170c30ca301d&amp;ss_email_id=69eba07b2bcf8a207af328af&amp;ss_campaign_name=Bearing+A+Grudge&amp;ss_campaign_sent_date=2026-04-24T16%3A55%3A38Z" rel="nofollow" style="color:#3c83ec !important;"><strong><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">#4711 Fade Into Luke</span></strong></a><strong><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;"><br></span></strong><em>Wednesday, April 22<br></em>Luke and Andrew examine the case of three men who tried to pull insurance fraud by dressing up like a bear and destroying a car. They also discuss Luke’s personal relationship with Jiminy Glick and some big news regarding his status as an Albanian-American.&nbsp;</p><p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;margin:0 0 1.25em 0;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><a href="https://www.tbtl.net/episodes/4712?ss_source=sscampaigns&amp;ss_campaign_id=69eb9d320832170c30ca301d&amp;ss_email_id=69eba07b2bcf8a207af328af&amp;ss_campaign_name=Bearing+A+Grudge&amp;ss_campaign_sent_date=2026-04-24T16%3A55%3A38Z" rel="nofollow" style="color:#3c83ec !important;"><strong><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">#4712 Three Doors Up</span></strong></a><strong><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;"><br></span></strong><em>Thursday, April 23<br></em>Andrew stumbles upon a truly, truly disturbing photo while looking for something during today’s podcast. He tries to edit it for Luke, but he only makes things worse. Meanwhile, Luke is amazed by the cost cutting measures of a new NBA owner known as “El Cheapo” -- and the fact that the league commissioner is defending the bozo. And Lucy The Puppy had a big day at Lowe’s yesterday!</p>
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